What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Reports have indicated that identity fraud is a problem that is on the rise. Well, it is such a big problem but unfortunately, it doesn’t seem like its going to get solved anytime soon. This means that you need to be alert and keen. The good part for you is that you can be ahead of the fraudsters by learning the critical steps to take once your identity has been stolen. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Lucky for you, there some tips that could assist you. This article guides you on the critical and important steps that anyone should take if ever their identity is stolen.
It is critical that you notify companies about the stolen identity. It is always best if you can act as fast as possible. It will be wrong for you to sit around and wiat to hear about fraudster activities. Rememeber that these people can act really fast. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With account takeovers, the information on your card can be compromised. By calling your card issuer, then chances are high they will take action before these fraudsters can steal more of your information.
Filling a report with the Federal Trade Commission is a critical step. They collect all information relating to stolen identity cases. Although they do not have the power to pursue criminal charges, they can provide essential information to law enforcement agencies to help in tracking down the criminals. You just get to their website and file your case. They will provide you with a recovery plan. They also provide you with documentation to assist you in filling with the police and to be used as evidence. view here for more view here for more
You also need to ensure that you file with the police. You will have more papers as evidence and the police have the ability to assist you. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions can therefore know that your identity may be compromised. click here
The next thing you’ve got to do is freezing your credit. Nobody will get your credit report even if they request for it. Again, call the main credit bureaus and make this request. . discover more
Tightening Security on your accounts is also critical. Do not use the same passwords for all accounts and make it easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.